Thesis:

Payment of facilities of financial and credit institutions and their role in strengthening small businesses

Achieving long-term and continuous economic growth requires equipping and optimal allocation of resources at the level of the national economy, and this is important without Helping financial markets is not possible easily. The financial market is a formal and organized market in which funds are transferred It is done from individuals and units who are faced with excess financial resources to individuals and units requesting resources. Therefore, institutions Finance and credit as a non-banking financial institution are institutions that operate as funds intermediaries in the financial markets they pay In many ways, their services are similar to the services provided by banks. Type of service, degree of freedom and The extent of their activities is not the same in all countries and is subject to the specific conditions and laws of each country. From conducting this research, investigating the role of financial and credit institutions' facilities in strengthening small businesses for small enterprises He is applying for a loan from the Institute of Nations in Khorasan Razavi. which is in the form of 22 questions of 5 variables, which are used to evaluate the results of hypothesis testing using Smart PLS software. became . This research, with a descriptive method, among 111 loan applicants for small and medium-sized enterprises, who are in order to receive facilities The system of the financial institution of the nations had been referred to. The five variables desired by the researcher in the majority of the researcher-made questionnaire It was prepared and placed at the disposal of 15 banking experts and professors and its validity was confirmed. The results show that there is a significant relationship between the case variables Was investigated. The findings of the research showed that all the hypothesis tests were confirmed at the 5% error level, which is possible concluded that financial and credit institutions should have facilitating mechanisms to provide various facilities by providing preferential rates They should consider institutions for these companies.

Keywords: Payment of facilities, small businesses, business boom