Thesis:

Understanding cyber threats and risk management in the banking sector

Today, there is a shift from traditional models to business models in the field of technology and value creation. In the years of the new generation of banking It has been operationalize under digital banking in the world and most of the operations of leading banks have been focused on digital events. According to information technology services in this era, electronic banking through virtual channels and generally Telephone, Internet, mobile phone, etc. Therefore, the lack of security on the performance of such organizations, as well as people's lack of trust in these services, will have destructive and adverse effects. Therefore, security is one of the most important elements that affect banking transactions and the trust and use of customers. It had an effect on these services. In this analytical and descriptive research, which was applied from the point of view of purpose. This research by choosing the method Grand theory research and literature review, - to explain and develop the conceptual model of cyber threats and risk management in digital banking pays In the first step, he addressed the comprehensive model of risk management in digital banking, and after showing the gaps. Several components of the current research began the second step, the researcher with experts in the field of management, and decision making in the banking industry. Conducted interviews. After the code of the interviews, based on the compiled concept, to present the conceptual model of cyber threats Risk management in digital payment banking. This model is due to the prominence of risk management monitoring and evaluation components The digital banking of the country in international development, national and regional development, as well as becoming a model and indicator in the country and region. It has been explained and will lead to the formulation of the model of cyber threats and risk management in digital banking. Based on research findings The proposed causal model, proposed plan, contextual, strategies and intervention conditions were considered. It shows that the challenges of global markets, the features of digital banking, the behavioral features of customers in investment and Sanctions can and can affect the responsiveness of the banking system to cyber threats and risk management. customers and acceptable ones, improving the competitive environment and risk management, improving the position of cyber management and information technology and evaluation Efficient human resources are one of the outcome components in this research.

Keywords: cyber threats, model, risk management, bank