M.A. Thesis:

Legal and Judicial Study in Islamic Banking Guarantee

Over the past two decades, Islamic banking has grown dramatically throughout the world. As 475 Islamic financial institutions are now operating in more than 75 countries, it is indicative of the development and expansion of the banking industry in the world. One of the main reasons for the rapid growth of Islamic banking in the world is the desire of Muslims to use financial services in accordance with the holy Islamic law. This desire, due to the severe embargo imposed by Islam in the religion of Islam, has led to an ever-increasing demand for Islamic finance services among Muslims worldwide, precisely because of the fact that the world's most conventional banks, with the establishment of institutions providing Islamic financial services They are trying to develop their activities in this industry. Along with this rapid growth, Islamic thinkers and scholars have always come up with solutions to accelerate this progress and prevent it from slowing down. In business and business operations, banks play a major role. Banks in the economic realm, like a heartbeat, pour blood into the economic arteries and lead the economy. To accomplish this task, they issue a large number of documents and papers and circulate in society. These bank notes and papers can be likened to blood cells, through which food and oxygen reach different economies and lead to the life of various economic sectors. Bank guarantees are among the credit documents issued and circulated in the economy and business, the problems and financial problems of the projects of the style and the various sectors of government and private are highlighted. In this context, we recognize the importance of "bank guarantees" as one of the most important bank documents. The bank issues the warranty on behalf of the customer and in favor of a third party, and the issuing bank undertakes that, until the amount of the guarantee and before the maturity date of the guarantee, once the unconditional and unconditional declaration of the beneficiary has been made, the guarantee will be Pay cash to the beneficiary. The research method is descriptive-analytical. The results of this study indicate.

Keywords: warranties, warranties, international trade, risk, macro level